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Best Value

UAP Old Mutual Health Gold

by UAP Old Mutual Insurance Kenya

★★★★☆4.1(4,830 reviews)

UAP Old Mutual is a pan-African financial services group with a strong Kenyan insurance presence. The Health Gold plan delivers reliable mid-market coverage for individuals and SMEs seeking solid value at accessible premiums.

Monthly Premium

KES 3,800 - KES 12,000

Deductible

KES 1,000 - KES 4,000

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Competitive mid-market pricing
✓Backed by Old Mutual's pan-African scale
✓Wellness programme with health screenings

Cons

✗Network not as large as Jubilee
✗International coverage excluded
✗Digital tools could be improved

Editorial Review

“UAP Old Mutual Health Gold is a dependable mid-market option for Kenyan families seeking solid coverage at a price-conscious premium.”

— Kenya Insurance Buyer's Guide 2025

Key Highlights

✓Old Mutual backing provides strong financial stability
✓Good mid-market coverage at competitive premiums
✓Wellness and preventive care programme

Quick Summary

ProviderUAP Old Mutual Insurance Kenya

CountryKenya

Rating4.1/5

Reviews4,830

Typestandard

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