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AAR Health Insurance Comprehensive

by AAR Insurance Kenya

★★★★☆4.3(6,240 reviews)

AAR Insurance Kenya is one of the country's most established private health insurers, operating since 1984. The Comprehensive plan provides inpatient and outpatient coverage through AAR's own clinics and a wide panel of partner hospitals.

Monthly Premium

KES 4,500 - KES 14,000

Deductible

KES 1,000 - KES 5,000

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Own clinic network for fast outpatient access
✓Strong maternity and newborn benefits
✓Medical evacuation coverage included
✓24/7 medical helpline

Cons

✗International coverage limited to emergency
✗Dental and optical sold separately
✗Network thinner outside Nairobi and Mombasa

Editorial Review

“AAR Health Insurance is a cornerstone of Kenya's private health market, trusted for its integrated clinic network and reliable claims service.”

— Kenya Health Insurance Market Report 2025

Key Highlights

✓One of Kenya's oldest and most trusted health insurers
✓Own AAR clinics for integrated outpatient care
✓Covers evacuation to Nairobi for upcountry emergencies

Quick Summary

ProviderAAR Insurance Kenya

CountryKenya

Rating4.3/5

Reviews6,240

Typecomprehensive

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