Jubilee Health Insurance Premier

by Jubilee Insurance Kenya

★★★★☆4.5(12,400 reviews)

Jubilee Insurance, founded in 1937, is East Africa's largest composite insurer and Kenya's undisputed health insurance market leader. Cytonn's H1 2024 composite ranking placed it first, supported by an 18.26% health market share and a 81% claims settlement rate — far above the 66% industry average. The Premier plan is Kenya's most complete private health product, covering dental, optical, maternity, and international treatment for complex cases.

Monthly Premium

KES 6,000 – KES 18,000

Deductible

KES 1,500 – KES 6,000

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✓Telehealth

Pros

✓Kenya's most extensive private hospital panel — 700+ providers
✓Dental and optical included in Premier tier
✓International treatment coverage for complex cases
✓Strong digital health platform and 24/7 medical helpline

Cons

✗Higher premiums for comprehensive tiers
✗Mental health benefit limited in base plan
✗Pre-authorisation required for elective procedures

Editorial Review

“No Kenyan insurer comes close to Jubilee's combination of market reach, claims settlement performance, and plan comprehensiveness. For families who want Kenya's best single health plan, the Premier is the clear choice.”

— Cytonn H1 2024 Insurance Report / IRA Kenya

Key Highlights

✓Kenya's largest health insurer with 18.26% market share and 700+ hospital panel
✓81% claims settlement rate versus 66% industry average (IRA Kenya data)
✓Premier plan includes dental, optical, and international treatment options