Britam Milele Premier Health Plan

by Britam Insurance Kenya

★★★★☆4.2(6,120 reviews)

Britam is one of Kenya's leading pan-African insurance groups. The Premier Milele Health Plan is a comprehensive private medical insurance cover providing access to trusted hospitals nationwide — from mission facilities to top-tier private hospitals — as well as international treatment for serious conditions. The plan is notable for including mental health support and annual wellness check-ups, both rare in Kenya's mid-to-premium market.

Monthly Premium

KES 5,200 – KES 16,500

Deductible

KES 1,200 – KES 5,500

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓International treatment coverage for complex conditions
✓Mental health sessions included in Premier plan
✓Annual wellness check-up for member and spouse
✓Afya Tele group plan option for SMEs, SACCOs, and chamas

Cons

✗Dental and optical require add-on
✗Pre-authorisation needed for planned hospital admissions
✗Tele consultation through Afya Tele group plan only

Editorial Review

“Britam Milele Premier stands out in Kenya's crowded health market for its genuine mental health inclusion and international treatment benefit — a compelling combination for professionals seeking broader-than-standard coverage.”

— Business Radar Kenya / Britam Product Guide 2025

Key Highlights

✓Premier Milele is Britam's flagship plan covering Kenya and treatment abroad
✓Mental health support included — rare among Kenyan insurers at this price point
✓Five tiers (Platinum to Essential) to match diverse household budgets