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UniSalute (Unipol Group)

UniSalute

89Score
★★★★☆4.0

Customer satisfaction · 5.3M members

Forbes Advisor: 4.4/5 (Joint Top)(2024)Il Sole 24 Ore: Market Leader(2024)

UniSalute is Italy's market-leading health insurer with 18.2% market share, EUR 762 million+ in gross written premiums, and 5.3 million managed customers. Part of the Unipol Group, it specializes exclusively in health insurance and achieved 37.1% premium growth year-over-year.

Overall Score

89/100

Founded

1995

Headquarters

Bologna

Type

private
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Key Metrics

Market Share

18.2%

Gross Written Premiums

EUR 762M+

Premium Growth

+37.1% YoY

Specialization

Health insurance only

English Support

no

Editorial Ratings

Forbes Advisor: 4.4/5 (Joint Top)(2024)

Rating: UnipolSai Salute 360: 4.4/5 (joint top) (max: 5.0)

88Forbes
Il Sole 24 Ore: Market Leader(2024)

Rating: Market leader by premium volume (max: Top)

90Il

Coverage Highlights

  • ✓Market leader with 18.2% share and 5.3M managed customers
  • ✓Specializes exclusively in health insurance
  • ✓37.1% premium revenue growth year-over-year
  • ✓UnipolSai Salute 360 rated 4.4/5 by Forbes Advisor
  • ✓Strong in employer/fund-based (fondi sanitari) coverage

Pros

  • ✓Largest health insurer in Italy by every metric
  • ✓Specializes exclusively in health
  • ✓Rapid growth trajectory
  • ✓Excellent for employer/fund-based coverage

Cons

  • ✗Italian-language only
  • ✗Primarily B2B/fund-based — individual products less prominent
  • ✗Less known among expats

Frequently Asked Questions

Is UniSalute the largest health insurer in Italy?

Yes. UniSalute holds 18.2% of the Italian health insurance market, manages 5.3 million customers, and generates over EUR 762 million in gross written premiums, making it the clear market leader.

Does UniSalute only do health insurance?

Yes. UniSalute specializes exclusively in health insurance, unlike competitors like Generali or Allianz that offer health as part of a broader product portfolio.

How does UniSalute's fondi sanitari model work?

UniSalute is the leading provider of health coverage through Italian welfare funds (fondi sanitari). Employers contribute to these funds, which then contract with UniSalute to provide health benefits to employees.

Is UniSalute available in English?

No. UniSalute operates exclusively in Italian. Expats seeking English-language health insurance in Italy should consider Allianz Care or other international options.

Quick Summary

InsurerUniSalute (Unipol Group)
Country🇮🇹 Italy
Overall Score89/100
Satisfaction4.0/5
Members5.3M
Typeprivate
Founded1995

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