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Intesa Sanpaolo Protezione

82Score

★★★☆☆3.5

Customer satisfaction · 2.0M members

Il Sole 24 Ore: Top 3 by Premiums(2024)

Intesa Sanpaolo Protezione (formerly RBM Salute) is backed by Italy's largest bank and distributes through approximately 4,000 bank branches. Recently restructured in December 2024, it is among the top 3 health insurers by gross written premiums (EUR 500M+).

Overall Score

82/100

Founded

2000

Headquarters

Turin

Type

private

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Key Metrics

Parent Group

Intesa Sanpaolo (Italy's largest bank)

Distribution

~4,000 bank branches

Gross Written Premiums

EUR 500M+

Model

Bancassurance

English Support

Editorial Ratings

Il Sole 24 Ore: Top 3 by Premiums(2024)

Rating: Top 3 by gross written premiums (EUR 500M+) (max: Top)

82Il

Coverage Highlights

✓Backed by Intesa Sanpaolo — Italy's largest bank
✓Distributed through ~4,000 bank branches nationwide
✓Top 3 health insurer by gross written premiums
✓Recently restructured (Dec 2024): RBM Salute merged
✓Bancassurance model — health insurance via bank branches

Pros

✓Distribution through thousands of bank branches
✓Strong financial backing
✓Integrated with banking products
✓Recently consolidated for better service

Cons

✗Major restructuring in 2024 may cause transition issues
✗Bancassurance model less specialized than pure health insurers
✗Italian-language only

Frequently Asked Questions

What is bancassurance?

Bancassurance is a model where insurance products are sold through bank branches. Intesa Sanpaolo Protezione uses this model, distributing health insurance through approximately 4,000 Intesa Sanpaolo bank branches across Italy.

What happened with the RBM Salute restructuring?

In December 2024, RBM Salute and Intesa Sanpaolo Assicura were merged into the new entity Intesa Sanpaolo Protezione, consolidating the group's health insurance operations.

Is Intesa Sanpaolo Protezione available in English?

No. Services are provided exclusively in Italian through bank branches and online channels.

Quick Summary

InsurerIntesa Sanpaolo Protezione

Country🇮🇹 Italy

Overall Score82/100

Satisfaction3.5/5

Members2.0M

Typeprivate

Founded2000

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