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Clalit Health Services

Kupat Holim Clalit

85Score
★★★★☆4.0

Customer satisfaction · 4.6M members

Israel's largest health fund (52%)(2025)

Clalit Health Services is Israel's largest and oldest health fund, serving over 4.6 million members (~52% of the population) since 1911. It uniquely owns and operates most of its primary care clinics with salaried GPs, and its Mushlam Platinum supplementary insurance is held by ~60% of Clalit members.

Overall Score

85/100

Founded

1911

Headquarters

Tel Aviv

Type

statutory
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Key Metrics

Population Share

~52%

Clinic Model

Owns and operates clinics (salaried GPs)

Supplementary Plan

Mushlam Platinum (~60% uptake)

Research Capability

Internationally recognized

Editorial Ratings

Israel's largest health fund (52%)(2025)

Rating: Largest health fund — 52% of population (max: Largest)

85Ministry

Coverage Highlights

  • ✓Largest health fund with over half of all Israelis
  • ✓Owns and operates most primary care clinics (unique integrated model)
  • ✓Mushlam Platinum supplementary insurance (held by ~60% of members)
  • ✓Internationally recognized research institution
  • ✓Leading in data science and proactive healthcare innovation

Pros

  • ✓Largest network and most facilities in Israel
  • ✓Owns its clinics (integrated care model)
  • ✓Strongest research and innovation capabilities
  • ✓Mushlam Platinum supplementary is popular and comprehensive

Cons

  • ✗Size can lead to longer wait times
  • ✗Less personal service than smaller funds
  • ✗Digital experience not as strong as Maccabi

Frequently Asked Questions

How large is Clalit Health Services?

Clalit is Israel's largest health fund with approximately 4.6 million members, representing about 52% of the Israeli population. It has been operating since 1911.

Does Clalit own its own clinics?

Yes. Unlike other health funds that primarily contract with independent providers, Clalit uniquely owns and operates most of its primary care clinics with salaried GPs, providing a fully integrated care model.

What is Mushlam Platinum?

Mushlam Platinum is Clalit's supplementary insurance tier (Shaban) offering enhanced benefits beyond the basic Health Basket, including specialist access, shorter wait times, and additional services. Approximately 60% of Clalit members hold this supplementary coverage.

Is Clalit good for new immigrants to Israel?

Clalit is the default choice for many new immigrants due to its size and extensive network. However, its primary website is in Hebrew with limited English content, which may be a consideration for those who do not yet speak Hebrew.

Quick Summary

InsurerClalit Health Services
Country🇮🇱 Israel
Overall Score85/100
Satisfaction4.0/5
Members4.6M
Typestatutory
Founded1911

Other Insurers in Israel

Maccabi Healthcare Services

statutory

88

/ 100

Meuhedet

statutory

80

/ 100

Leumit Health Care Services

statutory

76

/ 100

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