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Best Health Insurance in Israel

4 insurers ranked and reviewed · Updated May 2026

Sources:Ministry of Health Annual Satisfaction SurveysCommonwealth Fund

Healthcare System Overview

Israel has universal healthcare mandated by the National Health Insurance Law of 1995. Every resident must register with one of four non-profit health funds (Kupot Holim) that provide a standardized 'Health Basket' of services. The funds are financed through a health tax collected by the National Insurance Institute. While the basic basket is identical across all four funds, ~80% of Israelis purchase supplementary insurance (Shaban) for enhanced services, shorter wait times, and specialist access.

#1

Maccabi Healthcare Services

statutory2.6M members
88Score
Best digital health services in Israel(2025)
★★★★☆4.3satisfaction

Population Share

~25%

Digital Leadership

Best online platform among Israeli funds

Specialist Referrals

Fastest in Israel

  • Second-largest health fund in Israel (~25% of population)
  • Best digital services and online platform among Israeli funds
  • Fastest specialist referral times
  • Pioneered digital health records and telemedicine in Israel
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#2

Clalit Health Services

Kupat Holim Clalit

statutory4.6M members
85Score
Israel's largest health fund (52%)(2025)
★★★★☆4.0satisfaction

Population Share

~52%

Clinic Model

Owns and operates clinics (salaried GPs)

Supplementary Plan

Mushlam Platinum (~60% uptake)

  • Largest health fund with over half of all Israelis
  • Owns and operates most primary care clinics (unique integrated model)
  • Mushlam Platinum supplementary insurance (held by ~60% of members)
  • Internationally recognized research institution
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#3

Meuhedet

Kupat Holim Meuhedet

statutory1.3M members
80Score
Popular with young families(2025)
★★★★☆4.1satisfaction

Population Share

~14%

Clinics

300 clinics, 120 pharmacies, 100 dental clinics

Private Hospitals

4

  • Boutique positioning with strong customer service
  • 300 clinics, 120 pharmacies, 100 dental clinics
  • Chain of four private hospitals
  • Competitive supplementary insurance (Meuhedet Adif)
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#4

Leumit Health Care Services

statutory800K members
76Score
Best rural coverage in Israel(2025)
★★★☆☆3.9satisfaction

Population Share

~9%

Clinics

330 clinics, 140 pharmacies

Electronic Encounters

9M+ per year

  • Strongest presence in peripheral/rural areas
  • Unique alternative medicine coverage in supplementary plans
  • 330 clinics and 140 pharmacies nationwide
  • Over 9 million electronic medical encounters per year
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About Health Insurance in Israel

Israel has universal healthcare mandated by the National Health Insurance Law of 1995. Every resident must register with one of four non-profit health funds (Kupot Holim) that provide a standardized 'Health Basket' of services. The funds are financed through a health tax collected by the National Insurance Institute. While the basic basket is identical across all four funds, ~80% of Israelis purchase supplementary insurance (Shaban) for enhanced services, shorter wait times, and specialist access.

Our editorial team has evaluated and ranked the top 4 health insurers in Israel based on editorial ratings from trusted sources, customer satisfaction, financial strength, and coverage quality. Rankings are updated regularly to reflect the latest market changes.

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