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Government BackedTrusted Legacy

New India Assurance Health Insurance

by New India Assurance

★★★★☆4.1(18,432 reviews)

New India Assurance is India's largest public sector general insurer, offering comprehensive health coverage with government backing and a century of experience.

Monthly Premium

₹500 - ₹2,500

Deductible

₹0 - ₹10,000

Coverage Type

standard
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Coverage Details

✓Hospitalization
✓Outpatient Care
✗Dental
✗Vision
✗Mental Health
✓Maternity
✓Prescription Drugs
✓Emergency Care
✗International Coverage
✗Telehealth

Pros

  • ✓Government backing
  • ✓Affordable premiums
  • ✓Extensive network
  • ✓Reliable claims

Cons

  • ✗Dated processes
  • ✗Slow digital adoption
  • ✗Limited telehealth

Editorial Review

“New India Assurance remains a cornerstone of Indian health insurance, combining government trust with wide accessibility.”

— IRDAI Annual Report 2025

Key Highlights

  • ✓PSU insurer with 100+ years history
  • ✓Mediclaim policies
  • ✓Wide hospital network

Quick Summary

ProviderNew India Assurance
CountryIndia
Rating4.1/5
Reviews18,432
Typestandard

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