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HDFC ERGO Health

by HDFC ERGO

★★★★☆4.3(12,345 reviews)

HDFC ERGO offers innovative health insurance with industry-leading digital tools, backed by the trusted HDFC brand.

Monthly Premium

₹450 - ₹2,800

Deductible

₹0 - ₹20,000

Coverage Type

comprehensive
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Coverage Details

✓Hospitalization
✓Outpatient Care
✗Dental
✗Vision
✓Mental Health
✓Maternity
✓Prescription Drugs
✓Emergency Care
✗International Coverage
✓Telehealth

Pros

  • ✓Excellent digital platform
  • ✓HDFC bank integration
  • ✓Innovative products
  • ✓Good claims ratio

Cons

  • ✗Newer to health insurance
  • ✗Network still growing
  • ✗Some plans have sub-limits

Editorial Review

“HDFC ERGO leads India's digital health insurance transformation with innovative products and seamless online experiences.”

— Economic Times Insurance Awards 2025

Key Highlights

  • ✓Best digital health platform
  • ✓HDFC banking integration
  • ✓Innovative product design

Quick Summary

ProviderHDFC ERGO
CountryIndia
Rating4.3/5
Reviews12,345
Typecomprehensive

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