Care Health Supreme Plan

by Care Health Insurance

★★★★☆4.2(8,900 reviews)

Care Health Insurance (formerly Religare Health) offers the Care Supreme plan, consistently recommended by independent advisors for Indian families. Its unlimited restore benefit — reinstating the full insured sum every policy year — addresses one of the most common limitations in Indian health plans.

Monthly Premium

₹800 - ₹3,200/month (individual, age-dependent)

Deductible

₹0 for cashless hospitalisation

Coverage Type

standard

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Coverage Details

✓Hospitalization

✗Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Unlimited restore benefit with no limit on reinstatement
✓Good family floater plan value
✓Competitive premiums for middle-income families
✓Strong preventive health check-up coverage

Cons

✗Less name recognition than HDFC ERGO, Niva Bupa, or Star Health
✗Network hospitals fewer than Star Health
✗Specific CSR data less publicly prominent

Editorial Review

“Care Health's unlimited restore benefit is the standout differentiator in an Indian market where most plans restore the sum insured only once per year. For families with multiple members or chronic conditions, this structural advantage can mean the difference between adequate and genuinely comprehensive coverage.”

— fincover.com Best Health Insurance India 2025; joinditto.in Best Health Plans India April 2026; onsurity.com