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Acko Group Health Insurance

by Acko General Insurance

★★★★☆4.4(14,321 reviews)

Acko Group Health Insurance is the leading digital group health plan for India's startup ecosystem, featuring WhatsApp-based claims and zero paperwork.

Monthly Premium

₹400 - ₹1,800

Deductible

₹0

Coverage Type

standard
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Coverage Details

✓Hospitalization
✓Outpatient Care
✗Dental
✗Vision
✓Mental Health
✓Maternity
✓Prescription Drugs
✓Emergency Care
✗International Coverage
✓Telehealth

Pros

  • ✓WhatsApp claims
  • ✓Zero paperwork
  • ✓Mental health included
  • ✓Very low group rates

Cons

  • ✗App-only management
  • ✗Newer insurer
  • ✗Limited for complex claims

Editorial Review

“Acko Group has made employer-provided health insurance the most seamless experience in the Indian startup world.”

— Inc42 HR Tech Report 2025

Key Highlights

  • ✓Fully digital group enrollment
  • ✓Claims via WhatsApp
  • ✓Mental health default

Quick Summary

ProviderAcko General Insurance
CountryIndia
Rating4.4/5
Reviews14,321
Typestandard

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