Irish Life Health Select

by Irish Life Health

★★★☆☆3.9(12,430 reviews)

Irish Life Health is Ireland's third-largest health insurer with 20.2% market share. It emphasises wellness and family benefits as its key differentiator, backed by the Irish Life Group. Its 2026 5.9% average premium increase — the highest of the three major Irish insurers — attracted industry scrutiny.

Monthly Premium

€78 - €240

Deductible

€0 - €200

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Strong family plan design
✓Irish Life Group financial stability
✓Good wellness programme integration

Cons

✗Highest 2026 premium increase of the three major Irish insurers
✗Smaller hospital network than VHI

Editorial Review

“Irish Life Health's wellness positioning resonates with Irish families who want health insurance to be proactively useful rather than merely a financial backstop — but its 5.9% 2026 increase demands careful annual value assessment against VHI and Laya alternatives.”

— Settle.ie Ireland 2025; IrishTimes Health Insurance 2026; HIA Market Report 2024