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LahiTapiola (LocalTapiola)

LahiTapiola-ryhma

90Score

★★★★☆4.1

Customer satisfaction · 1.6M members

Finanssiala: #2 Non-Life Insurer(2026)

LahiTapiola is Finland's #2 insurer with approximately 26.4% market share. A mutual group owned by its 1.6 million customers, it holds a 20% stake in Mehilainen healthcare group and has strong regional networks across Finland with a focus on wellbeing and prevention.

Overall Score

90/100

Founded

2012

Headquarters

Espoo

Type

private

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Key Metrics

Non Life Market Share

~26.4%

Ownership Model

Mutual (customer-owned)

Mehilainen Stake

20% owner of Mehilainen

Focus

Wellbeing and prevention

Editorial Ratings

Finanssiala: #2 Non-Life Insurer(2026)

Rating: #2 Non-Life Insurer — ~26.4% Market Share (max: #1)

90Finanssiala

Coverage Highlights

✓Finland's #2 insurer (~26.4% market share)
✓Mutual ownership — customer-owned
✓20% owner of Mehilainen healthcare group
✓Strong regional network across Finland
✓Focus on wellbeing and prevention programs

Pros

✓Customer-owned mutual model
✓Access to Mehilainen healthcare network
✓Strong regional presence
✓Good prevention programs

Cons

✗Less digital than Pohjola
✗Multiple regional companies can be confusing
✗Finnish-focused — limited international coverage

Frequently Asked Questions

Is LahiTapiola customer-owned?

Yes. LahiTapiola is a mutual insurance group, meaning its 1.6 million members are also its owners.

What is LahiTapiola's connection to Mehilainen?

LahiTapiola holds a 20% ownership stake in Mehilainen, one of Finland's largest private healthcare groups, providing policyholders with access to Mehilainen's network.

How old is LahiTapiola?

LahiTapiola was formed in 2012 from the merger of Lahivakuutus and Tapiola, though its roots trace back to the 1700s.

Quick Summary

InsurerLahiTapiola (LocalTapiola)

Country🇫🇮 Finland

Overall Score90/100

Satisfaction4.1/5

Members1.6M

Typeprivate

Founded2012

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