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Fennia Mutual Insurance Company

Keskinainen Vakuutusyhtio Fennia

75Score

★★★☆☆3.8

Customer satisfaction · 400K members

Finanssiala: SME Specialist(2026)

Fennia is a mutual insurance company with approximately 9.9% of Finland's non-life market. Founded in 1882, it focuses on SME and entrepreneur health plans with a long heritage and customer-owned model.

Overall Score

75/100

Founded

1882

Headquarters

Helsinki

Type

private

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Key Metrics

Non Life Market Share

~9.9%

Ownership Model

Mutual

Focus

SME and entrepreneurs

Founded

1882

Editorial Ratings

Finanssiala: SME Specialist(2026)

Rating: ~9.9% Market Share — SME Specialist (max: #1)

75Finanssiala

Coverage Highlights

✓~9.9% market share in Finnish non-life insurance
✓Mutual ownership model
✓Focus on SME and entrepreneur health plans
✓Long heritage since 1882

Pros

✓Good for SMEs and entrepreneurs
✓Mutual ownership model
✓Long heritage (1882)

Cons

✗Smaller market share
✗Limited English support
✗Less consumer brand recognition

Frequently Asked Questions

Is Fennia good for small businesses?

Yes. Fennia has a strong focus on SME and entrepreneur insurance, making it a popular choice for small business health plans in Finland.

Is Fennia customer-owned?

Yes. Fennia is a mutual insurance company (keskinainen vakuutusyhtio), meaning it is owned by its policyholders.

How old is Fennia?

Fennia was founded in 1882, giving it over 140 years of insurance heritage in Finland.

Quick Summary

InsurerFennia Mutual Insurance Company

Country🇫🇮 Finland

Overall Score75/100

Satisfaction3.8/5

Members400K

Typeprivate

Founded1882

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