OP Terveysvakuutus

by OP Financial Group

★★★★☆4.1(6,120 reviews)

OP Insurance is the insurance arm of OP Financial Group, Finland's largest financial cooperative with over 5 million customers. Its Terveysvakuutus integrates with OP's banking app, making health insurance management seamlessly connected to banking and daily financial life.

Monthly Premium

€30 - €140

Deductible

€100 - €500

Coverage Type

standard

Get a Free Quote →

No obligation. Compare personalized rates.

Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Convenient banking-insurance integration
✓Competitive pricing for existing OP customers
✓Strong digital portal

Cons

✗Best value requires OP banking relationship
✗Health product range less specialist than LähiTapiola

Editorial Review

“OP's banking integration creates uniquely convenient health insurance for millions of Finnish cooperative bank customers — managing health claims, premiums, and banking from a single app is a genuine lifestyle simplification that standalone insurers cannot offer.”

— ExpatLaVita Finland; Mordor Intelligence Finland Insurance; Relocate.me Finland