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OP Group Premium

Pohjola Terveys

by Pohjola Insurance

★★★★☆4.2(1,234 reviews)

Pohjola Terveys is OP Group's premium health brand with own Pohjola Health Centers, offering Finnish individuals and employers the fastest access to specialist care.

Monthly Premium

€55 - €180

Deductible

€100

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✗Vision

✓Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Own Pohjola Health Centers
✓Fast specialist access
✓OP Group financial strength
✓Quality medical care

Cons

✗Higher premiums
✗Best in urban areas

Editorial Review

“Pohjola's owned health centers create a vertically integrated health insurance model that delivers faster, more consistent care quality.”

— Helsingin Sanomat Talous 2025

Key Highlights

✓OP Group premium brand
✓Pohjola Health Centers
✓Fast specialist access

Quick Summary

ProviderPohjola Insurance

CountryFinland

Rating4.2/5

Reviews1,234

Typepremium

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