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HanseMerkur Reise & Kranken

by HanseMerkur

★★★★☆4.2(3,456 reviews)

HanseMerkur specializes in travel health insurance and international health coverage, making it ideal for German expats and frequent travelers.

Monthly Premium

€280 - €680

Deductible

€0 - €500

Coverage Type

standard
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Coverage Details

✓Hospitalization
✓Outpatient Care
✓Dental
✗Vision
✗Mental Health
✗Maternity
✓Prescription Drugs
✓Emergency Care
✓International Coverage
✓Telehealth

Pros

  • ✓Strong travel and international health
  • ✓Good expat plans
  • ✓Competitive international rates
  • ✓Worldwide coverage options

Cons

  • ✗Less comprehensive domestic PKV
  • ✗Not primary GKV replacement
  • ✗Niche travel/expat focus

Editorial Review

“HanseMerkur leads Germany's travel and international health insurance market with comprehensive worldwide coverage solutions.”

— Reisemedizin.de Versicherungstest 2025

Key Highlights

  • ✓Leading German travel health insurer
  • ✓International coverage specialist
  • ✓Good expat plans for Germany

Quick Summary

ProviderHanseMerkur
CountryGermany
Rating4.2/5
Reviews3,456
Typestandard

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