Best Regional CoverageFamily Friendly

AOK Plus

by AOK

★★★★☆4.3(9,876 reviews)

AOK is a group of regional statutory health insurers in Germany, known for strong local presence and family-oriented health programs.

Monthly Premium

€190 - €460

Deductible

€0

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Strong local presence
✓Good family health programs
✓Comprehensive preventive care
✓Personal advisor service

Cons

✗Higher additional contribution than TK
✗Varying quality by region
✗Less innovative digital tools

Editorial Review

“AOK's regional expertise and family programs make it a strong choice for families seeking personalized healthcare support.”

— Stiftung Warentest Krankenkassen 2025

Key Highlights

✓Strong regional presence
✓Excellent family programs
✓Good preventive care coverage

Quick Summary

ProviderAOK

CountryGermany

Rating4.3/5

Reviews9,876

Typecomprehensive

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