VZP Základní Pojištění

by VZP ČR (Všeobecná zdravotní pojišťovna)

★★★☆☆3.8(34,500 reviews)

VZP (Všeobecná zdravotní pojišťovna) is the Czech Republic's largest public health insurer, covering over 6 million residents. The 2025 monthly premium for self-employed individuals is CZK 3,024, with the state covering contributions for children, students, and pensioners. All seven Czech public health insurers offer identical statutory coverage by law.

Monthly Premium

CZK 2,808 - CZK 3,024

Deductible

CZK 0

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Largest contracted provider network in Czech Republic
✓State contributions for qualifying groups
✓Nationwide coverage across all Czech regions

Cons

✗Statutory public insurer — not full private insurance
✗Limited individual plan customisation

Editorial Review

“VZP's dominance in Czech statutory health insurance reflects its position as the default insurer — while all Czech public health funds offer identical statutory coverage, VZP's network size and stability make it the low-friction choice for most Czech residents and expats.”

— VZP.cz Healthcare for Foreigners; TradeLicense.cz 2025 Public Health Rates