Private Commercial InsurerSupplemental & Full Private PlansUNIQA Group CEE

UNIQA Zdravotní

by UNIQA pojišťovna

★★★★☆4(3,210 reviews)

UNIQA pojišťovna is the Czech commercial insurance arm of Austria's UNIQA Group. Unlike the public health funds, UNIQA offers private voluntary health insurance (VHI) in Czech Republic, providing supplemental cover above the statutory minimum — including faster specialist access, private room hospitalisation, and dental.

Monthly Premium

CZK 500 - CZK 3,000

Deductible

CZK 0 - CZK 5,000

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓Genuine private insurance above statutory system
✓UNIQA Group CEE stability
✓Good supplemental dental and vision options

Cons

✗Statutory Czech fund still required separately
✗Added cost above mandatory contributions

Editorial Review

“UNIQA's Czech VHI product fills the gap between Czech statutory coverage and the private care standards that Czech middle-class and expat consumers expect — its UNIQA Group CEE network makes it particularly relevant for Austrians and other Central Europeans living in Prague.”

— NCBI Czech Republic Voluntary Health Insurance; ICPraha.com Health Czech

Key Highlights

✓Commercial private insurer offering supplemental and full VHI above statutory cover
✓UNIQA Group's Central European footprint
✓Strong outpatient and dental supplemental products