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Cruz Blanca

Isapre Cruz Blanca S.A.

70Score

★★★☆☆3.7

Customer satisfaction · 362K members

Bupa-Backed ISAPRE(2025)

Cruz Blanca is Chile's fourth-largest ISAPRE and part of the Bupa Group, a global health insurance company. It offers strong hospitalization coverage with partnerships at premium clinics including Clinica Las Condes.

Overall Score

70/100

Founded

1985

Headquarters

Santiago

Type

private

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Key Metrics

Beneficiaries

~362,000 (Sept 2025)

Parent Group

Bupa Group

Premium Clinics

Clinica Las Condes partnership

Price Increase2026

3.5%

Editorial Ratings

Bupa-Backed ISAPRE(2025)

Rating: Fourth largest ISAPRE — ~362,000 beneficiaries (Sept 2025) (max: #1 by beneficiaries)

70Superintendencia

Coverage Highlights

✓Part of Bupa Group — global health insurer
✓Strong coverage at Clinica Las Condes
✓Good hospitalization coverage
✓International backing and expertise
✓Fourth largest ISAPRE by beneficiaries

Pros

✓Backed by Bupa (global health insurer)
✓Strong premium clinic partnerships
✓International expertise
✓Good hospitalization coverage

Cons

✗Higher price increase authorized (3.5%)
✗System-wide refund obligations
✗Smaller beneficiary base
✗Higher costs relative to some competitors

Frequently Asked Questions

Who owns Cruz Blanca?

Cruz Blanca is part of the Bupa Group, a global health insurance company operating in over 190 countries, providing strong international backing.

Does Cruz Blanca cover Clinica Las Condes?

Yes. Cruz Blanca has strong coverage partnerships with Clinica Las Condes, one of Chile's most prestigious private hospitals.

What is Cruz Blanca's price increase for 2026?

Cruz Blanca was authorized a 3.5% price increase for 2026, similar to Banmedica but higher than Colmena's 2.0%.

Quick Summary

InsurerCruz Blanca

Country🇨🇱 Chile

Overall Score70/100

Satisfaction3.7/5

Members362K

Typeprivate

Founded1985

Other Insurers in Chile

Banmedica

private

/ 100

Colmena Golden Cross

private

/ 100

Consalud

private

/ 100

Vida Tres

private

/ 100

Nueva Masvida

private

/ 100

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