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Banmedica

Isapre Banmedica S.A.

85Score

★★★★☆4.0

Customer satisfaction · 573K members

Premium-Tier ISAPRE(2025)

Banmedica is Chile's second-largest ISAPRE and part of UnitedHealth Group. Its network includes Clinica Santa Maria and Clinica Davila, offering premium positioning with vertically integrated care and strong financial backing.

Overall Score

85/100

Founded

1988

Headquarters

Santiago

Type

private

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Key Metrics

Beneficiaries

573,003 (Sept 2025)

Parent Group

UnitedHealth Group

Premium Clinics

Clinica Santa Maria, Clinica Davila

Price Increase2026

3.5%

Editorial Ratings

Premium-Tier ISAPRE(2025)

Rating: Second largest ISAPRE — 573,003 beneficiaries (Sept 2025) (max: #1 by beneficiaries)

85Superintendencia

Coverage Highlights

✓Part of UnitedHealth Group — international financial backing
✓Network includes Clinica Santa Maria and Clinica Davila
✓Premium positioning with vertically integrated care
✓Strong clinical infrastructure
✓Second largest ISAPRE by beneficiaries

Pros

✓Backed by UnitedHealth Group (S&P: A+)
✓Premier clinic network (Santa Maria, Davila)
✓Strong financial backing and stability
✓Premium quality care

Cons

✗Higher pricing than competitors
✗3.5% price increase authorized for 2026
✗System-wide refund crisis applies
✗Premium cost barrier for some

Frequently Asked Questions

Who owns Banmedica?

Banmedica is part of UnitedHealth Group, the world's largest healthcare company, providing strong financial backing and international expertise.

Which clinics are in Banmedica's network?

Banmedica's network includes the prestigious Clinica Santa Maria and Clinica Davila, providing premium clinical care.

What is Banmedica's price increase for 2026?

Banmedica was authorized a 3.5% price increase for 2026, higher than Colmena's 2.0% but reflecting its premium positioning.

Quick Summary

InsurerBanmedica

Country🇨🇱 Chile

Overall Score85/100

Satisfaction4.0/5

Members573K

Typeprivate

Founded1988

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