UNIQA Zdravstveno BiH

by UNIQA Bosnia

★★★☆☆3.8(1,430 reviews)

UNIQA Bosnia is part of UNIQA Group's Western Balkans expansion strategy, offering health insurance in Bosnia and Herzegovina. It applies Austrian insurance standards to one of Europe's most underserved private health markets, providing private specialist access in Sarajevo and major cities.

Monthly Premium

BAM 35 - BAM 170

Deductible

BAM 0

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓UNIQA Group backing
✓International standards
✓Sarajevo specialist access

Cons

✗Very small private health market in BiH
✗Both entities' regulatory requirements complicate product design

Editorial Review

“UNIQA Bosnia's Austrian insurance standards represent a genuine quality differentiator in a Bosnian insurance market where domestic providers lack the regulatory maturity and capital reserves that Western European policyholders take for granted — meaningful for the international NGO and business community operating in Sarajevo.”

— UNIQA Group Europe; UNDP Western Balkans Insurance 2024

Key Highlights

✓UNIQA Group's Bosnian health insurance operation
✓Private specialist access in Sarajevo and major cities
✓Austrian international insurance standards in developing market

Quick Summary

ProviderUNIQA Bosnia

CountryBosnia

Rating3.8/5

Reviews1,430

Typestandard

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