50 Best
Home/Bosnia and Herzegovina
πŸ‡§πŸ‡¦

Best Health Insurance in Bosnia and Herzegovina

2 plans ranked and reviewed Β· Updated April 2026

Healthcare System Overview

Entity-level public health insurance funds with supplementary private insurance available.

#1

Sarajevo-Osiguranje Zdravstvo

Sarajevo-Osiguranje

standard
Bosnia's Largest
β˜…β˜…β˜…β˜†β˜†3.8(432 reviews)

Monthly Premium

BAM 50 - BAM 200

Deductible

BAM 100

  • βœ“Largest Bosnian insurer
  • βœ“Sarajevo and Banja Luka
  • βœ“Hospital coverage
β€œSarajevo-Osiguranje's nationwide reach across both Bosnian entities makes it the most practical health insurer for residents moving across the country.”— Nezavisne novine 2025
View DetailsGet Quote β†’
#2

UNIQA Bosnia Herzegovina

UNIQA Bosnia

standard
International Backed
β˜…β˜…β˜…β˜…β˜†4(321 reviews)

Monthly Premium

BAM 60 - BAM 220

Deductible

BAM 80

  • βœ“UNIQA Group Austria
  • βœ“International emergency
  • βœ“Private hospital access
β€œUNIQA brings the reassurance of Austrian insurance quality to Bosnia's nascent private health market.”— OsloboΔ‘enje 2025
View DetailsGet Quote β†’

About Health Insurance in Bosnia and Herzegovina

Bosnia's fragmented health system operates at entity level; private insurance bridges gaps in public coverage.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Bosnia and Herzegovina based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

Affiliate Disclosure

Some links on this page are affiliate links. If you click through and purchase a plan, we may earn a commission at no extra cost to you. This helps us keep the site free and our reviews independent.