First Mutual Health MedGold

by First Mutual Health Zimbabwe

★★★★☆4(3,280 reviews)

First Mutual Health is Zimbabwe's second-largest medical aid society, part of the First Mutual Holdings group. The MedGold plan provides comprehensive inpatient and outpatient coverage for members below 65 years at Grade A private hospitals in Harare and Bulawayo, with USD billing to protect against Zimbabwe's currency environment and competitive premiums relative to the market leader.

Monthly Premium

USD 90 – USD 280

Deductible

USD 15 – USD 60

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Best-value premium plan relative to CIMAS for Grade A hospital access
✓USD payment option available for currency protection
✓Good Harare and Bulawayo private hospital panel
✓First Mutual Holdings group financial backing

Cons

✗Hospital network smaller than CIMAS nationally
✗No telehealth services
✗Dental requires additional contribution

Editorial Review

“First Mutual MedGold is the intelligent alternative to CIMAS for price-conscious Zimbabwean professionals — delivering Grade A hospital access at meaningfully lower premiums without sacrificing core benefit quality.”

— Zimbabwe Consumer Financial Services Survey 2025

Key Highlights

✓Zimbabwe's second-largest medical aid society with solid Harare and Bulawayo coverage
✓Individual plan covers Grade A private hospitals — targeting under-65 members
✓Competitive USD-denominated premiums for Zimbabwe's professional class

Quick Summary

ProviderFirst Mutual Health Zimbabwe

CountryZimbabwe

Rating4/5

Reviews3,280

Typepremium

Other Plans in Zimbabwe

CIMAS Medical Aid Premier

CIMAS Medical Aid Society

4.3

★★★★☆

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