First Mutual Health MedGold

by First Mutual Health (Zimbabwe)

★★★★☆4(2,410 reviews)

First Mutual Health is Zimbabwe's second-largest medical aid society, part of the First Mutual Holdings group. The MedGold plan provides comprehensive inpatient and outpatient coverage for Zimbabwe's growing professional class.

Monthly Premium

ZWL 100,000 - ZWL 320,000

Deductible

ZWL 15,000 - ZWL 60,000

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Solid Harare and Bulawayo private hospital panel
✓USD payment option
✓Competitive premiums for level of coverage

Cons

✗Network smaller than CIMAS nationally
✗No telehealth services
✗Dental requires additional contribution

Editorial Review

“First Mutual Health MedGold is a strong value alternative to CIMAS in Zimbabwe, offering solid coverage at competitive premiums for individuals and corporate groups.”

— Zimbabwe Consumer Financial Services Survey 2025