Sanlam Zambia Health Insurance

by Sanlam Life Insurance Zambia Ltd

★★★★☆4.1(2,480 reviews)

Sanlam Life Insurance Zambia Ltd is part of Sanlam Group — one of Africa's largest and most diversified financial services companies. Sanlam Zambia offers personal, business, and corporate insurance solutions, with a Health Insurance plan providing comprehensive private coverage for Zambian employees and families across Lusaka and the Copperbelt, including medical evacuation to South Africa for complex cases.

Monthly Premium

ZMW 850 – ZMW 2,600

Deductible

ZMW 150 – ZMW 600

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓Pan-African Sanlam Group's financial strength and reinsurance depth
✓Strong Lusaka and Copperbelt private hospital network
✓Medical evacuation to South Africa for specialist care
✓Good maternity and newborn benefit package

Cons

✗Network thinner in Zambia's rural provinces
✗Dental and optical sold separately as add-ons
✗International coverage limited to evacuation only

Editorial Review

“Sanlam's pan-African scale brings world-class financial backing to Zambia's private health market — the natural choice for Zambian corporate HR managers who want group health plans supported by one of Africa's most trusted insurance brands.”

— Sanlam Zambia / KPMG Insurance in Africa Report 2025

Key Highlights

✓Sanlam Zambia is part of Sanlam Group — one of Africa's largest financial services companies
✓Comprehensive individual, business, and corporate insurance solutions across Zambia
✓Medical evacuation to South Africa included for complex cases

Quick Summary

ProviderSanlam Life Insurance Zambia Ltd

CountryZambia

Rating4.1/5

Reviews2,480

Typepremium

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