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Madison Health Insurance Zambia

by Madison General Insurance Zambia

4(1,840 reviews)

Madison General Insurance is one of Zambia's leading private insurance companies. The Health Insurance plan provides comprehensive private coverage for Zambian employees and families across Lusaka and the Copperbelt mining region.

Monthly Premium

ZMW 800 - ZMW 2,500

Deductible

ZMW 150 - ZMW 600

Coverage Type

premium
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Coverage Details

Hospitalization
Outpatient Care
Dental
Vision
Mental Health
Maternity
Prescription Drugs
Emergency Care
International Coverage
Telehealth

Pros

  • Zambia's largest private health insurer
  • Medical evacuation to South Africa
  • Good maternity and newborn coverage
  • Responsive claims service

Cons

  • Network thinner in Zambia's rural provinces
  • Dental and optical sold separately
  • International coverage limited to evacuation

Editorial Review

Madison Health Insurance is Zambia's leading private health plan, valued for its reliable claims service and medical evacuation to South Africa.

Zambia Insurance Industry Report 2025

Key Highlights

  • Zambia's most trusted private health insurer
  • Wide Lusaka and Copperbelt hospital network
  • Medical evacuation to South Africa included