Best Health Insurance in Vietnam

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Compulsory public health insurance with growing private insurance market, especially in urban areas.

Bao Viet An Gia Health

Bao Viet Insurance

standard

National LeaderFamily PlansHospital Network

★★★★☆4.2(8,430 reviews)

Monthly Premium

VND 800,000 – VND 3,500,000

Deductible

VND 1,000,000

✓Vietnam's largest insurer with a hospital network spanning all 63 provinces
✓Group family enrollment available with discounts for additional members
✓Annual benefit ceiling up to VND 500,000,000

“Bao Viet An Gia remains the most recognizable and widely purchased private health plan in Vietnam, offering dependable domestic coverage at accessible price points across the country.”— Vietnam Insurance Market Report, 2024

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Cigna Vietnam Prime Health

Cigna Vietnam

premium

Expat ChoiceGlobal NetworkMental Health Cover

★★★★☆4.5(3,870 reviews)

Monthly Premium

VND 2,500,000 – VND 9,000,000

Deductible

VND 2,000,000

✓International coverage with direct billing at Cigna's global hospital network
✓Mental health and wellness benefits included as standard
✓Dedicated Vietnamese-speaking international care coordination team

“Cigna Vietnam Prime Health is the top-rated international health plan for Ho Chi Minh City and Hanoi's expatriate communities, setting the standard for comprehensive coverage and service quality in Vietnam.”— Expat Living Vietnam, 2024

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About Health Insurance in Vietnam

Vietnam's compulsory health insurance covers most of the population; private insurance is growing among urban workers.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Vietnam based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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