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Best Health Insurance in Vietnam

6 insurers ranked and reviewed · Updated May 2026

Sources:Pacific Prime VietnamAlea.care Vietnam

Healthcare System Overview

Vietnam has a mandatory social health insurance (SHI) system managed by Vietnam Social Security (VSS), covering approximately 93% of the population. SHI covers 80% of costs at public facilities. However, long wait times and limited quality at public hospitals drive demand for supplementary private health insurance, especially among expats and the growing middle class.

Bao Viet Insurance

Bao Viet / Tong Cong ty Bao Viet

public5.0M members

90Score

Market Leader: Largest Vietnamese Insurer(2026)

★★★☆☆3.8satisfaction

Market Share

23.5% life insurance market

Market Cap

7th largest listed company in Vietnam

Health Plan Range

$200-$400/year

Oldest and largest insurance company in Vietnam (since 1965)
Market leader in both life and non-life segments
Affordable domestic health plans ($200-$400/year)
Largest distribution network nationwide

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Manulife Vietnam

private1.5M members

85Score

#2 Life Insurer by Market Share(2026)

★★★☆☆3.7satisfactionFinancial strength: Manulife Financial: AA- (S&P)

Market Share

17.4% life insurance (#2 overall)

Offices

80 offices nationwide

Customers

1.5 million+

First foreign life insurance company in Vietnam
Second-largest market share at 17.4%
80 offices nationwide with extensive agency force
1.5 million+ customers served

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PVI Insurance

PVI Insurance / Tong Cong ty Bao Hiem PVI

public1.0M members

82Score

#2 Non-Life Insurer(2026)

★★★☆☆3.6satisfaction

Market Position

#2 non-life insurer in Vietnam

Backing

PetroVietnam (state energy company)

Specialization

Corporate health insurance

Vietnam's leading non-life insurance company
Strong corporate health insurance coverage
Backed by PetroVietnam (state energy company)
Competitive pricing for group plans

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AIA Vietnam

private1.5M members

80Score

Major Foreign Life Insurer(2026)

★★★☆☆3.9satisfactionFinancial strength: AIA Group: AA- (S&P)

Market Share

11.6% life insurance market

Customers

~1.5 million protected

Parent Company

AIA Group (largest pan-Asian life insurer)

Part of AIA Group (largest pan-Asian life insurer)
Comprehensive health and life products
Strong agent distribution network
1.5 million protected customers in Vietnam

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Dai-ichi Life Vietnam

private1.0M members

78Score

Top 3 Foreign Life Insurer(2026)

★★★☆☆3.8satisfactionFinancial strength: Dai-ichi Life Group: A+ (S&P)

Market Share

11.8% life insurance market

Ownership

100% Japanese-owned

Premium Revenue

VND 22,000 billion (2022)

100% Japanese-owned life insurer
Part of Dai-ichi Life Group (largest in Japan)
Top 3 among foreign life insurers in Vietnam
VND 22,000 billion total premium revenue (2022)

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Pacific Cross Vietnam

private50K members

74Score

Top Expat Health Insurance(2026)

★★★★☆4.0satisfaction

Plan Range

$600-$1,200/year (regional plans)

Target Market

Expatriates

Model

Insurance administrator (partners with local insurers)

Specialist medical and travel insurance for expats
Partners with local insurers (Hung Vuong, Bao Long, Tokio Marine, MSIG)
Flexible plan customization
Broad private hospital access

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About Health Insurance in Vietnam

Our editorial team has evaluated and ranked the top 6 health insurers in Vietnam based on editorial ratings from trusted sources, customer satisfaction, financial strength, and coverage quality. Rankings are updated regularly to reflect the latest market changes.

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