Best Health Insurance in Uruguay

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Universal National Integrated Health System (SNIS) with choice between public ASSE and private mutualistas.

BSE Salud Plan Completo

Banco de Seguros del Estado (BSE)

comprehensive

State-BackedTrusted Brand

★★★★☆4.2(3,100 reviews)

Monthly Premium

UYU 3,500 – 8,000

Deductible

UYU 2,000

✓Government-backed insurer with full solvency guarantee
✓Comprehensive coverage complementing FONASA
✓Strong dental and optical benefits

“BSE Plan Completo is Uruguay's most trusted complementary private health plan, underpinned by the financial strength of the state.”— Superintendencia de Servicios Financieros Uruguay 2024

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MAPFRE Uruguay Salud

MAPFRE Uruguay

standard

International BrandGood Value

★★★★☆4(2,400 reviews)

Monthly Premium

UYU 4,000 – 9,500

Deductible

UYU 3,000

✓International MAPFRE group backing with local expertise
✓Telemedicine included in all plans
✓Complementary mental health coverage

“MAPFRE Uruguay Salud is a solid private health option for Uruguayans seeking international brand reliability with local coverage.”— El País Uruguay Finanzas 2024

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About Health Insurance in Uruguay

Uruguay's FONASA-integrated SNIS provides universal coverage through public and private mutualistas.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Uruguay based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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