Molina Marketplace Silver

by Molina Healthcare

★★★☆☆3.9(6,700 reviews)

Molina Healthcare specialises in government-sponsored health programs across 20 states, providing affordable Marketplace Silver plans from around $180/month before subsidies. It ranks among the top insurers for value in subsidy-eligible segments.

Monthly Premium

$180 - $420

Deductible

$2,500 - $7,000

Coverage Type

basic

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Very competitive premiums for budget-conscious buyers
✓Strong Medicaid managed-care expertise
✓Good community health center network
✓Easy enrollment for subsidy-eligible consumers

Cons

✗Narrower provider networks than premium carriers
✗Lower satisfaction scores than major national plans
✗Limited plan variety at higher coverage tiers

Editorial Review

“Molina Healthcare is the go-to option for cost-conscious ACA buyers, with Marketplace Silver premiums starting well below the national average and deep Medicaid expertise in 20 states. Network breadth is the trade-off, but for urban and suburban members the value proposition is compelling.”

— ValuePenguin Best Health Insurance Companies 2025; Insure.com Rankings 2025