Top Rated Small InsurerBest Member Services

CDPHP

by Capital District Physicians' Health Plan

★★★★☆4.5(1,234 reviews)

CDPHP is a physician-owned health plan in New York's Capital Region consistently earning top marks for quality and member satisfaction.

Monthly Premium

$340 - $740

Deductible

$750 - $4,500

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Doctor-owned model
✓Exceptional member service
✓Top NCQA quality scores
✓Community focus

Cons

✗Very limited geographic area (Capital Region NY)
✗Small plan selection
✗Less brand recognition

Editorial Review

“CDPHP's physician ownership model drives exceptional quality and member satisfaction in New York's Capital District.”

— NCQA Private Health Plan Rankings 2025

Key Highlights

✓Physician-owned health plan
✓Exceptional member services
✓Top regional quality ratings

Quick Summary

ProviderCapital District Physicians' Health Plan

CountryUnited States

Rating4.5/5

Reviews1,234

Typecomprehensive

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