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UNIVERSALNA Insurance Company

ПрАТ "СК УНІВЕРСАЛЬНА"

88.9Score

★★★☆☆3.9

Customer satisfaction · 400K members

Insurance TOP: TOP-2 Health Insurer(2024)

UNIVERSALNA is a TOP-2 health insurer in Ukraine, 100% owned by Canada's Fairfax Financial Holdings since January 2025. With a network of 3,000+ medical institutions and pharmacies, it offers over 100 insurance products across all regions.

Overall Score

88.9/100

Founded

1991

Headquarters

Kyiv

Type

private

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Key Metrics

Vhi Premiums

UAH 866.4M (2024, #3)

Market Position

TOP-2 in health insurance

Parent Company

Fairfax Financial Holdings (Canada)

Medical Network

3,000+ medical institutions and pharmacies

Editorial Ratings

Insurance TOP: TOP-2 Health Insurer(2024)

Rating: #3 in VHI by premiums (UAH 866.4M) (max: #1)

88.9Insurance

Coverage Highlights

✓TOP-2 in health insurance segment
✓Part of global Fairfax Financial Holdings (100% owned since Jan 2025)
✓Network of 3,000+ medical institutions and pharmacies
✓Over 100 insurance products available
✓20+ General Agencies across all regions of Ukraine

Pros

✓Backed by major Canadian financial group (Fairfax)
✓Extensive medical network with 3,000+ institutions
✓Long track record since 1991
✓English website available

Cons

✗Brand less recognized than UNIQA
✗Recent ownership changes may cause transitional issues
✗Limited standalone financial disclosures

Frequently Asked Questions

Who owns UNIVERSALNA Insurance Company?

UNIVERSALNA has been 100% owned by Fairfax Financial Holdings, a major Canadian financial group (S&P: BBB), since January 2025.

How large is UNIVERSALNA's medical network?

UNIVERSALNA has a network of over 3,000 medical institutions and pharmacies across Ukraine, with 20+ General Agencies in all regions.

How does UNIVERSALNA rank among Ukrainian health insurers?

UNIVERSALNA is consistently ranked in the TOP-2 in the health insurance segment by Insurance TOP, with UAH 866.4 million in VHI premiums in 2024.

Quick Summary

InsurerUNIVERSALNA Insurance Company

Country🇺🇦 Ukraine

Overall Score88.9/100

Satisfaction3.9/5

Members400K

Typeprivate

Founded1991

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