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Best Health Insurance in Taiwan

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Universal National Health Insurance (NHI) with supplementary private insurance for additional indemnity benefits.

#1

Cathay Life Golden Shield Health

Cathay Life Insurance

comprehensive
Market LeaderNHI SupplementCritical Illness
★★★★☆4.5(13,250 reviews)

Monthly Premium

TWD 1,500 – TWD 6,000

Deductible

TWD 3,000

  • ✓Supplements Taiwan's universal National Health Insurance (NHI) for private room upgrades
  • ✓Critical illness lump-sum benefit up to TWD 3,000,000
  • ✓Indemnity for NHI co-payments and non-covered special materials
“Cathay Life Golden Shield Health is the definitive NHI supplement for Taiwanese residents, trusted by millions to fill the gaps that Taiwan's otherwise excellent public health system doesn't cover.”— Taiwan Insurance Review Quarterly, 2024
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#2

Cigna Taiwan Global Health Select

Cigna Taiwan Life Insurance

premium
International CoverageExpat FriendlyWellness Benefits
★★★★☆4.3(4,780 reviews)

Monthly Premium

TWD 3,000 – TWD 12,000

Deductible

TWD 5,000

  • ✓Global health coverage for treatment in Taiwan, Asia, and beyond
  • ✓Preventive health screening benefits up to TWD 8,000 per year
  • ✓24/7 multilingual customer support and health concierge
“Cigna Taiwan Global Health Select carves out a clear niche for international-minded residents of Taiwan who need genuine worldwide coverage beyond what NHI supplements can provide.”— Taiwan Expat Business Network, 2024
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About Health Insurance in Taiwan

Taiwan's NHI is frequently cited as among the world's best; supplementary private insurance covers non-NHI costs.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Taiwan based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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