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Best Health Insurance in Turkey

5 insurers ranked and reviewed · Updated May 2026

Sources:TSB (Insurance Association of Turkey)Mordor Intelligence

Healthcare System Overview

Turkey has a universal public health insurance system called Genel Saglik Sigortasi (GSS) administered by SGK (Sosyal Guvenlik Kurumu). All employed persons and residents are covered. Private health insurance (Complementary Health Insurance / TSS) has grown significantly as a supplement to SGK, bridging the gap between public coverage and private hospital access. The market includes ~68 active insurance companies. A major 2026 reform introduced lifetime renewal guarantees for private health policyholders.

Bupa Acibadem Sigorta

private986K members

88Score

Turkey's only specialist health insurer(2025)

★★★★☆4.3satisfactionFinancial strength: A1 (Moody's) / A (Fitch), parent Bupa Group

Health Specialist

Only health-only insurer in Turkey

Customers

~986,000

Parent Rating

A1 (Moody's), A (Fitch)

Only insurance company in Turkey specializing exclusively in health
Turkey's second-largest health insurer (~986,000 customers)
Direct access to Acibadem Hospitals (premium-tier facilities)
Backed by global Bupa Group

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Anadolu Sigorta

private2.5M members

85Score

TSB: Largest insurer by revenue(2025)

★★★☆☆3.8satisfaction

Revenue

$1.4B (largest in Turkey)

Market Share

7.6%

Agencies

~2,500 nationwide

Turkey's first national insurance company (founded by Ataturk)
Largest insurer by revenue ($1.4B)
2,500 agency network for local access
Budget-friendly health plans from 900 TRY/year

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Allianz Sigorta (Allianz Turkey)

Allianz Sigorta

private5.7M members

83Score

Allianz Group: AA (S&P) parent(2025)

★★★★☆4.0satisfactionFinancial strength: AA (S&P, parent Allianz Group)

Total Customers

5.7 million (all lines)

Parent Rating

AA (S&P)

Provinces Covered

All 81

5.7 million customers across all Allianz Turkey entities
Part of global Allianz Group (AA S&P rated)
Presence in all 81 Turkish provinces
Integrated plans complementing SGK public coverage

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AXA Sigorta

private500K members

80Score

AXA Group: AA- (S&P) parent(2025)

★★★☆☆3.8satisfactionFinancial strength: AA- (S&P, parent AXA Group)

Parent Rating

AA- (S&P)

Plan Tiers

5 (Platinum Extra to Crystal)

Regional Offices

9 + 2 regional representatives

Part of AXA Group (top 3 global insurer)
Five health plan tiers (Platinum Extra to Crystal Modern Diagnosis)
Budget-friendly options for expats and students
Nine regional offices across Turkey

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MAPFRE Sigorta

private300K members

75Score

MAPFRE Group: A (S&P) parent(2025)

★★★☆☆3.7satisfactionFinancial strength: A (S&P, parent MAPFRE Group)

Parent Rating

A (S&P)

Legacy Since

1948 (as T. Genel Sigorta)

System

3S Medical Insurance System

Part of MAPFRE Group (largest insurer in Spain and Latin America)
Flexible 3S Medical Insurance System
75+ years of legacy in Turkish market (since 1948 origins)
Full English website available

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About Health Insurance in Turkey

Our editorial team has evaluated and ranked the top 5 health insurers in Turkey based on editorial ratings from trusted sources, customer satisfaction, financial strength, and coverage quality. Rankings are updated regularly to reflect the latest market changes.

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