Home/Slovakia/Union Health Insurance Company

privateFinancial Strength: Backed by Achmea Group (Netherlands)Online Signup

Union Health Insurance Company

Union zdravotna poistovna, a.s.

72Score

★★★☆☆3.8

Customer satisfaction · 400K members

UDZS: Expat-Friendly Insurer (English Support)(2025)

Union is Slovakia's #3 health insurer with approximately 400,000 members and 12.4% market share. Part of Achmea Group (Netherlands), it is the most popular choice among foreigners and expats due to its English-language support. It gained 7,873 new clients in the 2024 switching period.

Overall Score

72/100

Founded

2006

Headquarters

Bratislava

Type

private

Get a Free Quote→

No obligation. Compare personalized rates.

Key Metrics

Market Share

12.4% (#3)

New Clients2024

7,873

Parent Company

Achmea Group (Netherlands)

English Support

yes

Editorial Ratings

UDZS: Expat-Friendly Insurer (English Support)(2025)

Rating: #3 — 12.4% market share; gained 7,873 new clients in 2024 (max: #1)

72UDZS

Coverage Highlights

✓Same basic statutory coverage as competitors
✓Best English-language support among Slovak insurers
✓Part of Achmea Group (Netherlands)
✓Popular among foreigners and expats

Pros

✓Best English-language support among all three Slovak insurers
✓Expat-friendly — popular with foreigners
✓Dutch parent company (Achmea Group)
✓Competitive conditions similar to Dovera

Cons

✗Smallest market share (12.4%)
✗Smallest provider network of the three insurers
✗Less brand recognition among Slovak residents
✗Limited rural coverage

Frequently Asked Questions

Is Union the best choice for expats in Slovakia?

Union is generally considered the best option for foreigners and expats due to its English-language website and customer support, and its Dutch parent company Achmea Group.

Does Union offer the same coverage as VsZP and Dovera?

Yes. All three Slovak health insurers provide identical basic statutory coverage. The differences are in customer service quality, provider networks, and additional services.

Quick Summary

InsurerUnion Health Insurance Company

Country🇸🇰 Slovakia

Overall Score72/100

Satisfaction3.8/5

Members400K

Typeprivate

Founded2006

Other Insurers in Slovakia

General Health Insurance Company (VsZP)

statutory

/ 100

Dovera Health Insurance Company

private

/ 100

Ready to get covered?

Get a personalized quote from Union Health Insurance Company today.

Get Free Quote→