Všeobecná Zdravotná Poisťovňa

by VšZP (Všeobecná zdravotná poisťovňa)

★★★☆☆3.8(28,400 reviews)

Všeobecná zdravotná poisťovňa (VšZP) is Slovakia's state-owned health insurer and the largest of three public health funds, covering over 60% of the insured Slovak population. Employee contribution is 4% of gross salary (minimum €10.75/month) and employers contribute 11%, providing universal statutory coverage.

Monthly Premium

€10.75 - €168 (salary-based)

Deductible

€0

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Universal access — cannot refuse applicants
✓State-backed financial stability
✓Widest contracted provider network in Slovakia

Cons

✗Statutory coverage — limited private add-ons
✗Waiting times for specialist visits

Editorial Review

“VšZP's state ownership and 60% market share make it the backbone of Slovakia's universal health system — while not a traditional commercial insurer, its network size and state backing deliver coverage reliability that the private health funds compete against rather than replicate.”

— EURAXESS Slovakia Health Companies; EuropeStu.eu Slovakia Health Insurance