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NTUC CooperativeMediShield Life IntegratedIncomeShield

NTUC Income IncomeShield

by NTUC Income

★★★★☆4.2(19,876 reviews)

NTUC Income's IncomeShield offers integrated plan protection above MediShield Life with cooperative member discounts for Singapore union members.

Monthly Premium

SGD $45 - $200

Deductible

SGD $0 - $3,500

Coverage Type

standard

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Coverage Details

✓Hospitalization

✗Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Cooperative values
✓Member savings on premiums
✓Good ward coverage
✓MediShield Life integrated

Cons

✗Co-op membership needed
✗Limited premium tier
✗Some sub-limits

Editorial Review

“NTUC Income's cooperative roots ensure members get fair pricing and genuine advocacy in Singapore's healthcare system.”

— MoneySmart Singapore Insurance Report 2025

Key Highlights

✓IncomeShield MediShield Life rider
✓Co-op member savings
✓Good ward coverage

Quick Summary

ProviderNTUC Income

CountrySingapore

Rating4.2/5

Reviews19,876

Typestandard

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