Home/Singapore/NTUC Income IncomeShield Preferred

Preferred TierCo-opPrivate Hospital

NTUC Income IncomeShield Preferred

by NTUC Income

★★★★☆4.2(16,543 reviews)

NTUC Income IncomeShield Preferred provides private hospital coverage with cooperative member surplus sharing for Singapore's premium health insurance needs.

Monthly Premium

SGD $55 - $230

Deductible

SGD $0 - $3,500

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Private hospital access
✓Co-op values
✓Good additional benefits
✓Surplus returns to members

Cons

✗Co-op membership requirement
✗Higher premium tier
✗Some sub-limits

Editorial Review

“IncomeShield Preferred's cooperative surplus model is unique — members who stay healthy contribute to lower rates for the whole community.”

— Dollars and Sense Singapore 2025

Key Highlights

✓Preferred tier private hospital
✓Cooperative surplus sharing
✓Comprehensive integrated plan

Quick Summary

ProviderNTUC Income

CountrySingapore

Rating4.2/5

Reviews16,543

Typepremium

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