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Best Social Enterprise Premium SG

Income PreferredShield

by NTUC Income

★★★★☆4.3(2,987 reviews)

Income PreferredShield is NTUC Income's premium Integrated Shield Plan covering full private ward hospitalization while maintaining social enterprise values.

Monthly Premium

SGD 175 - SGD 520

Deductible

SGD 0 - SGD 3,500

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Full private ward coverage
✓Social enterprise values
✓Good premium riders available
✓MediSave compatible

Cons

✗Higher premiums than standard plans
✗Co-payments on some riders
✗Complex rider options

Editorial Review

“Income PreferredShield uniquely combines premium private ward coverage with NTUC's social enterprise commitment to member value.”

— Insurance Times Asia Singapore Rankings 2025

Key Highlights

✓Premium private ward Shield Plan
✓Social enterprise backing
✓Good premium rider options

Quick Summary

ProviderNTUC Income

CountrySingapore

Rating4.3/5

Reviews2,987

Typepremium

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