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Most Affordable Shield SG

NTUC Income Classic Shield

by NTUC Income

4(3,456 reviews)

NTUC Income Classic Shield is Singapore's most affordable Integrated Shield Plan, covering B2 ward hospitalization at the lowest possible premium.

Monthly Premium

SGD 120 - SGD 380

Deductible

SGD 0 - SGD 3,500

Coverage Type

basic
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Coverage Details

Hospitalization
Outpatient Care
Dental
Vision
Mental Health
Maternity
Prescription Drugs
Emergency Care
International Coverage
Telehealth

Pros

  • Most affordable Shield Plan
  • MediSave-payable premiums
  • Good basic hospital coverage
  • Social enterprise values

Cons

  • B2 ward class only
  • Limited outpatient benefits
  • Fewer rider options

Editorial Review

NTUC Income Classic Shield offers the most affordable entry into Integrated Shield coverage for budget-conscious Singaporeans.

CPF Board Shield Plan Comparison 2025

Key Highlights

  • Entry-level Shield Plan
  • Budget-friendly MediSave-payable
  • Good basic hospitalization