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Best Digital Health Supplement SG

FWD TotalCare Singapore

by FWD Insurance

★★★★☆4.2(1,654 reviews)

FWD TotalCare is a digital-first supplementary health insurance plan for Singapore, covering outpatient specialists and daily hospitalization cash.

Monthly Premium

SGD 60 - SGD 200

Deductible

SGD 0

Coverage Type

standard

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Coverage Details

✗Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✗Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Fully digital claims process
✓Good outpatient supplement
✓FWD app management
✓Competitive premiums

Cons

✗Supplementary plan only
✗Not an Integrated Shield Plan
✗Coverage limits apply

Editorial Review

“FWD TotalCare's digital-first approach makes supplementary health insurance simple and accessible for Singapore's younger workforce.”

— Digital Insurance Asia Singapore 2025

Key Highlights

✓Digital-first supplementary health
✓Outpatient specialist cover
✓FWD app integration

Quick Summary

ProviderFWD Insurance

CountrySingapore

Rating4.2/5

Reviews1,654

Typestandard

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