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Best International SG Top-Up

AIG Health Guard SG

by AIG Singapore

★★★☆☆3.9(1,234 reviews)

AIG Health Guard provides international health coverage top-ups for Singapore residents and expats seeking coverage beyond standard Shield Plans.

Monthly Premium

SGD 80 - SGD 250

Deductible

SGD 500 - SGD 2,000

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓Good international coverage top-up
✓US treatment coverage
✓Expat-friendly plans
✓Competitive international pricing

Cons

✗Not a primary Shield Plan
✗Top-up model complexity
✗Network restrictions outside SG

Editorial Review

“AIG Health Guard uniquely provides international treatment coverage that standard Singapore Shield Plans don't offer.”

— ExpatFocus Singapore Insurance Guide 2025

Key Highlights

✓International top-up coverage
✓Good US treatment coverage
✓Expat health supplement

Quick Summary

ProviderAIG Singapore

CountrySingapore

Rating3.9/5

Reviews1,234

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