Best Supplementary SG Plan

AIA Vital Health

by AIA

★★★★☆4.2(2,543 reviews)

AIA Vital Health is a supplementary health plan providing outpatient specialist cover, daily hospital cash, and critical illness add-ons for Singapore residents.

Monthly Premium

SGD 50 - SGD 200

Deductible

SGD 0

Coverage Type

standard

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Coverage Details

✗Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✗Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Good outpatient supplement
✓Daily hospital cash benefit
✓Critical illness options
✓Affordable premiums

Cons

✗Supplementary plan only
✗Not standalone Shield plan
✗Coverage limits apply

Editorial Review

“AIA Vital Health fills important coverage gaps left by Integrated Shield Plans, particularly for outpatient specialists.”

— SingSaver Supplementary Insurance Guide 2025

Key Highlights

✓Outpatient specialist supplement
✓Good daily hospital cash
✓Critical illness add-on

Quick Summary

ProviderAIA

CountrySingapore

Rating4.2/5

Reviews2,543

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