Home/Singapore/AIA Healthshield Gold Max Essential

Best Mid-Range Shield SG

AIA Healthshield Gold Max Essential

by AIA

★★★★☆4.1(3,876 reviews)

AIA Healthshield Gold Max Essential covers B1 ward hospitalization at competitive premiums, providing solid mid-range Integrated Shield coverage.

Monthly Premium

SGD 140 - SGD 450

Deductible

SGD 0 - SGD 3,500

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Good mid-range coverage
✓B1 ward access
✓AIA trusted brand
✓Competitive MediSave premiums

Cons

✗Co-payment requirements
✗Not full private ward
✗Rider costs add up

Editorial Review

“AIA's mid-range Shield plan provides strong B1 ward coverage at premiums that balance cost and protection.”

— MoneySmart Singapore Shield Comparison 2025

Key Highlights

✓Mid-range AIA Shield coverage
✓B1 ward and above
✓Good nationwide hospitals

Quick Summary

ProviderAIA

CountrySingapore

Rating4.1/5

Reviews3,876

Typestandard

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