Best Health Insurance in Serbia

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Compulsory public health insurance (RFZO) with expanding private insurance and clinic sector.

DDOR Zdravstveno Osiguranje

DDOR Novi Sad

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Serbia Market Leader

★★★★☆4.1(1,432 reviews)

Monthly Premium

RSD 2500 - RSD 9000

Deductible

RSD 3000

✓Generali Group Serbia
✓Belgrade hospital access
✓Cashless service

“DDOR's Generali backing gives Serbian policyholders access to European insurance standards at locally competitive prices.”— Biznis.rs 2025

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Wiener Städtische Srbija

Wiener Städtische Serbia

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Austrian Quality

★★★★☆4(987 reviews)

Monthly Premium

RSD 2800 - RSD 10000

Deductible

RSD 2000

✓Vienna Insurance Group
✓Nationwide coverage
✓Annual health exam

“Wiener Städtische brings consistent Central European insurance quality to the Serbian market's growing private health sector.”— Ekonomist Serbia 2025

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About Health Insurance in Serbia

Serbia provides public health insurance to all citizens; private health insurance and clinics are rapidly growing.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Serbia based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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