🇵🇪

Best Health Insurance in Peru

5 insurers ranked and reviewed · Updated May 2026

Sources:Ojo PublicoComparaBien.com.peQuePlan.pe

Healthcare System Overview

Peru's health system consists of five subsystems: SIS (Seguro Integral de Salud, for the poor), EsSalud (social security for formal workers), military/police schemes, and private EPS (Entidades Prestadoras de Salud). EPS are private companies that allow EsSalud affiliates to opt up — paying an additional premium to access private clinics. Only about 8% of the population uses EPS. The private market is dominated by Grupo Breca (Rimac) and Grupo Credicorp (Pacifico), which together hold 77% of EPS affiliates.

Pacifico EPS

Pacifico S.A. Entidad Prestadora de Salud

private1.5M members

85Score

ComparaBien: Market Co-Leader(2026)

★★★☆☆3.8satisfactionFinancial strength: Credicorp Ltd (NYSE-listed)

Parent Group

Grupo Credicorp (NYSE: BAP)

Market Share

Co-dominant (77% with Rimac)

Founded

August 1999

Part of Grupo Credicorp — Peru's largest financial conglomerate
Co-leader holding 77% of EPS market with Rimac
Extensive private clinic network
Digital health tools and telemedicine

View DetailsGet Quote→

Rimac EPS

Rimac S.A. Entidad Prestadora de Salud

private1.4M members

84Score

ComparaBien: Market Co-Leader(2026)

★★★☆☆3.7satisfactionFinancial strength: Grupo Breca (diversified conglomerate)

Parent Group

Grupo Breca

Market Share

Co-dominant (77% with Pacifico)

Brand Strength

Largest insurer brand in Peru

Part of Grupo Breca — one of Peru's largest conglomerates
Rimac Seguros is the largest insurer in Peru
Co-leader with 77% of EPS market alongside Pacifico
Strong brand recognition nationwide

View DetailsGet Quote→

Mapfre EPS Peru

Mapfre Peru S.A. EPS

private300K members

72Score

Mapfre: International Standards(2026)

★★★☆☆3.6satisfactionFinancial strength: Mapfre S.A. (S&P: A, AM Best: A)

Parent Group

Mapfre S.A. (Spain)

Financial Rating

S&P: A, AM Best: A

Digital Platform

Digital clinic platform

Part of global Mapfre group from Spain
International standards and processes
Digital clinic platform for telemedicine
Multi-line insurer (health, auto, life, etc.)

View DetailsGet Quote→

Sanitas Peru EPS

Sanitas Peru S.A. EPS

private200K members

62Score

QuePlan: Keralty-Backed EPS(2026)

★★★☆☆3.5satisfactionFinancial strength: Keralty group

Parent Group

Keralty (Colombia)

Care Model

Integrated

Clinic Network

Own clinic tie-ups (Clinica Internacional)

Part of Keralty international healthcare group
Integrated care model with own clinic network
Colombian healthcare expertise applied locally
Clinica Internacional tie-ups

View DetailsGet Quote→

La Positiva Sanitas EPS

private150K members

58Score

QuePlan: Regional Strength(2026)

★★★☆☆3.4satisfactionFinancial strength: La Positiva Seguros (established local)

Joint Venture

La Positiva + Sanitas/Keralty

Regional Strength

Arequipa / southern Peru

Local Foundation

1937

Joint venture between local and international healthcare groups
Strong Arequipa and southern Peru presence
La Positiva Seguros founded in 1937 — deep local roots
Multi-line insurance group (health, life, auto, etc.)

View DetailsGet Quote→

About Health Insurance in Peru

Our editorial team has evaluated and ranked the top 5 health insurers in Peru based on editorial ratings from trusted sources, customer satisfaction, financial strength, and coverage quality. Rankings are updated regularly to reflect the latest market changes.

Affiliate Disclosure

Some links on this page are affiliate links. If you click through and purchase a plan, we may earn a commission at no extra cost to you. This helps us keep the site free and our reviews independent.