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Best Health Insurance in Peru

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Multiple public coverage schemes (SIS, EsSalud) with growing private insurance market.

#1

Rímac Salud Total

Rímac Seguros

comprehensive
Market LeaderBest Network
★★★★☆4.4(7,300 reviews)

Monthly Premium

PEN 180 – 480

Deductible

PEN 500

  • ✓Access to Clínica Internacional and over 300 affiliated clinics
  • ✓Comprehensive preventive health programs
  • ✓24/7 telemedicine and emergency response
“Rímac Salud Total is the benchmark for comprehensive health insurance in Peru, with unmatched provider network depth and breadth.”— Superintendencia de Banca y Seguros Perú 2024
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#2

Pacífico Salud Plan Familiar

Pacífico Seguros

standard
Family FocusedValue Plan
★★★★☆4.2(5,900 reviews)

Monthly Premium

PEN 150 – 400

Deductible

PEN 300

  • ✓Dedicated family plan with pediatric specialists
  • ✓Preventive care and vaccination schedules covered
  • ✓Digital health platform with app-based consultations
“Pacífico Salud Plan Familiar is the top value choice for Peruvian families, particularly for its pediatric focus.”— El Comercio Suplemento Salud 2024
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About Health Insurance in Peru

Peru's SIS and EsSalud provide public coverage; private insurance is growing among urban professionals.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Peru based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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